For crypto and CFD brokers
USDT in, credited one for one.
Through Xoala, each client gets a USDT address for each live USD account, on Tron, Ethereum, Polygon and BNB Smart Chain. A completed deposit is credited as USD, one for one, without waiting for an approver.

Four networks
Offered only when Xoala agrees.
USDT on Tron, Ethereum, Polygon and BNB Smart Chain. A network is offered to clients only if Xoala's own caption for the account names the same chain, so nobody is shown an address on the wrong one.
Tron
USDT, TRC-20
Ethereum
USDT, ERC-20
Polygon
USDT, Polygon
BNB Smart Chain
USDT, BEP-20
Networks offered to a client
The rule- USDT.tUSDT (TRC20)Tron (TRC-20)
- USDTUSDT (ERC20)Ethereum (ERC-20)
- USDT.pUSDT (Polygon)Polygon (Polygon)
- USDT.bUSDT (BSC)BNB Smart Chain (BEP-20)
- USDT.bUSDT (ERC20)Not offered
The last account's caption names Ethereum, not BNB Smart Chain, so no client is shown an address for it.
One deposit
From transfer to trading balance.
Six steps, none of them a person, unless something can't be credited.
- 01
An address of their own
Made the first time the client asks, for that live USD account and that network, with a QR code.
- 02
They send USDT
On that network, to that address. Nothing to fill in: the address says whose account it is.
- 03
Checked every minute
Xoala sends no notifications, so a job asks it every minute for completed deposits.
- 04
Recorded once
Each Xoala transaction is recorded once, however many times it is read.
- 05
Credited one for one
As USD, rounded down to the cent, booked on MT5 with its own reference. No approver needed.
- 06
Checked at the close
Like every ledger line, matched to MT5's balance deals by deal ticket when the server day ends.
Anything the job can't credit is held for a person rather than guessed at.
The rest of the book
Crypto traders, watched like any other.
Crypto CFDs on the desk
Every symbol your MT5 server offers, crypto included, on the live book, the risk tab and unusual trading.
Trading desk & riskA crypto rate for partners
Crypto is one of the 7 asset classes an IB plan pays per closed lot, with its own rate.
Partners & IBWithdrawals, approved
A withdrawal to a USDT address is a request, approved like any other money, and sent by your team.
Back office & approvals

USDT: questions
Asked by crypto brokers.
Do clients need a memo or a reference?
No. The address belongs to that client's account on that network, so the deposit identifies itself: nothing to fill in.
What if a client sends on the wrong network?
The portal warns them beside every address: only USDT on that network, or it can't be credited and may be lost. Anything the job can't credit is held for a person, never guessed at.
Who holds the Xoala key?
You do, per brand. It is encrypted (AES-256-GCM), write-only, and never shown back. Xoala is switched on for your company from our console, with a fresh code.
Where to next
Crypto in, the same controls out.
USDT deposits credit themselves. Withdrawals go through the same approvals as every other request.

